Richard feels very fortunate that his career is also one of his greatest passions. He believes that financial planning, as with life, is not a destination, but a journey. Your investment portfolio should reflect who you are as an investor and your financial plan must reflect who you are as an individual. Guidance by a qualified advisor can give you the ability to understand what you own and why you own it. This process can help eliminate the majority of the risks and uncertainty individuals may feel about their investments.