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Tom Jarvis CFP®, AMP
Certified Financial Planner, Investment Advisor
705-323-9149
[email protected]
Darren O'Halloran CFP®, HBA
Certified Financial Planner, Investment Advisor
705-323-9149
[email protected]
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Mortgages


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When dealing with a bank, you only deal with one lender. How do you know they are offering you the best mortgage to suit your needs? 

Dundee Mortgage Services Orillia is powered by Invis. Invis is the largest mortgage brokerage firm in Canada which gives us the opportunity to offer our clients the best rates available.

We shop the mortgage market from over 50 Banks and Mortgage Lenders across the country as well as Private Lenders to not only get you the best rate but the best overall product for your needs.

Being experts at �both sides of your balance sheet� can provide advantages over other agents that only deal with either assets or liabilities. We can make sure the two sides are working towards your big picture plan.

Real Estate will likely be one of the largest single purchases that you will ever make. It can be a stressful time so let Dundee Mortgage Services, powered by Invis help to walk you through the process if your mortgage is up for renewal, purchasing new, or you are looking to refinance your current home.

We will do all the research and paperwork necessary to get your mortgage application approved.  Starting with the residential application or commercial application, we will work on your mortgage design and determine key features like fixed versus variable, amortization period, increase and blend, repayment structure, and prepayment privileges. We will also review your budget and other types of debt and we will explain to you all the pros and cons of your mortgage. The Dundee Mortgage Services, powered by Invis team in Orillia can provide mortgage planning services by helping clients to incorporate their mortgage  into their overall financial plan. We provide strategies to help boost your credit rating to improve your chances of getting lower lending rates. Where appropriate, we can make recommendations for some homeowners to take advantage of tax-deductions by investing a portion of their mortgage from their home equity into other real estate or any other investment. We can also ensure that you and your family are properly protected in case of a job loss, injury, critical illness or death.

Mortgage planning can give you more options than simply paying off your mortgage as quickly as you can, if that isn�t the best strategy for you. We develop a plan for each person�s long term goals, and to their specific situation. We will help you to oversee one of your largest and most important investments and manage the risks to maximize your overall long term wealth accumulation.

Whether you are looking to mortgage a bungalow in Toronto, a duplex in Orillia, a renovation or construction project, a commercial or industrial or land development property, your Orillia Dundee Mortgage Services, powered by Invis team can help.

Other Resources:

Are You Financially Ready for A Mortgage?

Real Estate Loans - The Ten Commandments

INVIS - Mortgage Calculators

CMHC - Canadian Mortgage & Housing Corporation

Genworth Financial

IMBA - Independent Mortgage Brokers Association of Ontario

CRA - Canada Revenue Agency

CAAMP - Canadian Association of Accredited Mortgage Professionals

 

*Dundee Mortgage Services Powered by Invis

The particulars contained herein were obtained from sources which we believe are reliable, but are not guaranteed by us and may be incomplete. The opinions expressed have not been approved by and are not those of DundeeWealth Inc., its subsidiaries, or its affiliates, including, but not limited to, DWM Securities Inc. Dundee Private Investors Inc., Dundee Insurance Agency Ltd. and DundeeWealth Mortgages. This website is not deemed to be used as a solicitation in a jurisdiction where this DundeeWealth representative is not registered.
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